For Real Estate Investors
Investor Loan Programs
Specialized financing solutions designed to help you maximize returns and grow your real estate portfolio.
Financing Tailored for Investors
At Genstone Financial, we understand that real estate investors have unique financing needs that differ from traditional homebuyers. Our specialized loan programs are designed with flexibility, speed, and investor-friendly terms to help you capitalize on opportunities and scale your portfolio.
Whether you're looking to fix and flip a property, or build a rental portfolio, our expert team can help you find the perfect financing solution to achieve your investment goals.
Our Investor Loan Programs
Explore our diverse range of financing solutions designed specifically for real estate investors.
We've made getting a mortgage simple and straightforward.
1
Apply Online
Complete our simple online application in just minutes.
2
Submit Documentation
Provide property details and required financial information.
3
Get Approved
Receive a loan decision, typically within 24-48 hours.
4
Close & Fund
Schedule closing and get funded in as little as a few weeks.
Frequently Asked Questions
Find answers to common questions about our mortgage programs.
What documents do I need to apply for an investor loan?
For most investor loans, you'll need to provide property details, purchase contract (if applicable), rehab budget (for fix & flip loans), personal financial statement, and recent bank statements. Specific requirements may vary by loan program.
How quickly can I get approved and funded?
Most investor loans can be approved within 24–48 hours with funding in as little as a few weeks, depending on the loan type and property. There are special cases where certain loans can be funded just days after approval.
Do you offer loans for first-time investors?
Yes, we have programs specifically designed for first-time investors, including those with limited experience. Our team provides additional guidance to help you navigate your first investment property purchase.
What are the minimum credit score requirements?
Credit requirements vary by loan program. While Fix and Flip loans typically require scores of 680+, our DSCR loans can accommodate credit scores as low as 660, focusing more on the property value and investment strategy.
Can I get funding for properties in need of significant renovation?
Absolutely. Our fix & flip and rehab loans are specifically designed to finance properties requiring substantial improvements, with loan amounts covering both the purchase price and renovation costs.